How to get finance when you’re self-employed Obtaining finance from a bank is often more difficult for the self-employed, than for borrowers who get a paycheque each week. Lenders typically require a significant amount of documentation and proof of income for self-employed borrowers, and their lack of a steady income can make it difficult. However,… Continue reading How to get finance when you’re self-employed
The pros and cons of buying off-the-plan Buying properties off-the-plan has become a popular way for home buyers and investors to purchase property. However, when buying a property that is yet to be built, there are some important considerations to think about before signing a contract. Here are some pros and cons to consider before… Continue reading The pros and cons of buying off-the-plan
Why you need to plan ahead to get a home loan Throughout our lives we all experience changes, including switching jobs, starting families, and buying things like new cars. However, when we make big life decisions, most people don’t think about the impact that could have on their ability to get a home loan or… Continue reading Why you need to plan ahead to get a home loan
Home prices rise for a third consecutive month in March The rebound in house prices has continued for another month, with values across the country rising 0.13% according to the PropTrack Home Price Index. After higher interest rates weighed on values during the second half of 2022, prices have now rebounded 0.43% since the start… Continue reading Home prices rise for a third consecutive month in March
Guide to Becoming a First Home Owner Buyer Buying your first home can be an overwhelming experience. From saving for a deposit to finding the right property, the process can be crushing. However, with the right guidance and knowledge, it can also be an exciting and rewarding journey. In this article, we will guide you… Continue reading Guide to Becoming a First Home Owner Buyer
5 common mistakes investors make Property investing can be a great way to build wealth over the long term, but there are some traps new investors can fall into. It’s important to approach property investing with a strategic mindset to help you avoid some of the common pitfalls. Here are five common mistakes investors make… Continue reading 5 common mistakes investors make
Why do I need a Lawyer/Conveyancer? Property conveyancing is a critical part of any real estate transaction, however, many people make the mistake of trying to go it alone, which can lead to serious problems down the track. Conveyancing involves the legal transfer of ownership of a property from one person to another, which is… Continue reading Why do I need a Lawyer/Conveyancer?
Understanding the Benefits & Process of Refinancing Your Home Loan The process of refinancing a home loan involves the replacing an existing mortgage with a new one that offers different terms and conditions. For a number of reasons, including lowering monthly payments, gaining access to home equity, and modifying mortgage conditions, homeowners prefer this option.… Continue reading Understanding the Benefits and Process of Refinancing Your Home Loan
The pitfalls and pluses of pausing your mortgage Pausing your mortgage, also known as a home loan deferral or a mortgage holiday, is a way a lender can suspend the borrower’s mortgage payments for a set period of time. However, is that something you should really be considering? During COVID, the number of borrowers requesting… Continue reading The pitfalls and pluses of pausing your mortgage
How often should I review my loans? If you currently have a home loan and haven’t reviewed it for a few years, it might be time to compare your options. Experts generally recommend checking the health of your home loan each year to make sure it remains the right fit for your circumstances and the… Continue reading How often should I review my loans?
