Loan Purpose

Using asset finance for your medical or dental practice

Using asset finance for your medical or dental practice Establishing a medical or dental practice is a big undertaking. One of the main hurdles is the high cost of the sophisticated equipment that’s needed to get started. One of the most effective ways to purchase specialised medical equipment is with the help of asset finance.… Continue reading Using asset finance for your medical or dental practice

Office rents continue to increase across the country

Office rents continue to increase across the country Demand for office space is slowly starting to recover, with a new report showing Sydney, Brisbane, Adelaide and Perth rents are moving higher.  According to Cushman & Wakefield’s quarterly Office MarketBeat, higher-quality supply, steady tenant demand and the impact of inflation have seen office rents increase over… Continue reading Office rents continue to increase across the country

Commercial development on the rise

Commercial development on the rise Despite residential building experiencing a slowdown, new data shows that commercial building approvals are seeing a sharp uptick.  According to The Australian Bureau of Statistics (ABS), non-residential building approvals grew 39.8 per cent last month, well ahead of the residential results which recorded a 7.7 per cent improvement.  Over the… Continue reading Commercial development on the rise

Smaller capitals the best-performed markets over 20 years

Smaller capitals the best-performed markets over 20 years Despite property experts focussing on the larger capital cities of Sydney and Melbourne, new research has found that it has been the smaller cities of Hobart, Adelaide and Canberra that have been the strongest-performing property markets over the past two decades.  Property academic, Peter Koulizos, found that… Continue reading Smaller capitals the best-performed markets over 20 years

The dangers of buy now pay later for homebuyers

The dangers of buy now pay later for homebuyers Buy now, pay later services that allow consumers to make purchases and spread the cost of items over several interest-free instalments have grown in popularity over the past few years. However, for homebuyers, there might be risks that they are not aware of.  When lenders assess… Continue reading The dangers of buy now pay later for homebuyers

Australia’s at increasing risk of mortgage stress

Australia’s at increasing risk of mortgage stress Rising interest rates and the surging cost of living are putting more Australians under mortgage stress, according to a new report.  PEXA’s Emerging Mortgage Risk report has found that families in certain locations around Australia are allocating 40-60% of their income to meet their home loan repayments –… Continue reading Australia’s at increasing risk of mortgage stress

Regional areas and high-end Sydney suburbs lead the bounce back in property prices

Regional areas and high-end Sydney suburbs lead the bounce back in property prices Affordable regional areas and high-end Sydney suburbs dominate the list of suburbs bouncing back the fastest, according to CoreLogic.  CoreLogic’s Property Pulse found that of the top 25 performing suburbs this quarter, 20 are located in regional Australia, spread across SA, VIC,… Continue reading Regional areas and high-end Sydney suburbs lead the bounce back in property prices

Four questions to ask before renewing your invoice finance contract

Four questions to ask before renewing your invoice finance contract Renewing your invoice finance contract is an important decision that can significantly impact your business’s cash flow. As your business grows, it’s essential to assess your different options to ensure they continue meeting your needs.  Here are four questions to ask before renewing your invoice… Continue reading Four questions to ask before renewing your invoice finance contract

How to get finance when you’re self-employed

How to get finance when you’re self-employed Obtaining finance from a bank is often more difficult for the self-employed, than for borrowers who get a paycheque each week. Lenders typically require a significant amount of documentation and proof of income for self-employed borrowers, and their lack of a steady income can make it difficult. However,… Continue reading How to get finance when you’re self-employed

The pros and cons of buying off-the-plan

The pros and cons of buying off-the-plan Buying properties off-the-plan has become a popular way for home buyers and investors to purchase property. However, when buying a property that is yet to be built, there are some important considerations to think about before signing a contract. Here are some pros and cons to consider before… Continue reading The pros and cons of buying off-the-plan