Loan Purpose

Now is the time to invest in commercial property

Now is the time to invest in commercial property A veteran real estate analyst is urging investors to seize opportunities in commercial property, predicting a surge in values across various sectors.   CBRE’s Head of Research, Sameer Chopra, believes it’s an “amazing time to buy real estate” despite market uncertainties.   He said rapid population… Continue reading Now is the time to invest in commercial property

Will BNPL or online betting impact my mortgage application?

Will BNPL or online betting impact my mortgage application? When applying for a mortgage, lenders scrutinise your financial habits to assess your creditworthiness. Gambling activities, such as online betting, or using ‘buy now, pay later’ (BNPL) can potentially impact you negatively in the eyes of a lender. Gambling Lenders view regular gambling, even small amounts, as… Continue reading Will BNPL or online betting impact my mortgage application?

Million-dollar suburbs set to surge across Australia

Million-dollar suburbs set to surge across Australia The number of Australian suburbs with an average house price of $1 million or more is expected to increase significantly in the coming year, according to a new analysis.   Currently, there are 857 million-dollar suburbs in Australia – four times the number in 2014 and 17.5 per… Continue reading Million-dollar suburbs set to surge across Australia

Strategies to generate equity faster

Strategies to generate equity faster Even when property markets are uncertain and price growth is hard to come by, there are still ways you can get ahead with property investment. Creating equity isn’t always about spending time in the market. You can also manufacture equity if you buy well and implement some proven strategies. While… Continue reading Strategies to generate equity faster

How single-income households can manage the rising cost of living

How single-income households can manage the rising cost of living Living on a single income can be challenging, especially as the cost of living continues to rise. Inflation in Australia is still elevated at 3.6 per cent, and with things like rent rising rapidly, managing on a single income is tougher than ever. Here are… Continue reading How single-income households can manage the rising cost of living

Changing demand trends weigh on office sector

Changing demand trends weigh on office sector Demand for office assets continues to be lower than pre-COVID times, according to an expert.  Ray White Commercial Head of Research Vanessa Rader said prior to COVID, office assets were considered a premium commercial investment choice, with high demand from offshore buyers in major CBDs testament to the… Continue reading Changing demand trends weigh on office sector

Negotiating a property purchase

Negotiating a property purchase Negotiating a property purchase can be an intimidating experience. Many people will only buy a home once every seven years, whilst others only buy one home in their entire lives.  When it comes to negotiating, there are some things you can do to make the process more transparent and easier. For… Continue reading Negotiating a property purchase

Pros and cons of selling a property off-market

Pros and cons of selling a property off-market When it comes to selling a property, there are a range of options available to homeowners. While most vendors choose to sell by private treaty or auction, it’s also possible to sell a property off-market.  Off-market normally just means that the property is sold without it ever… Continue reading Pros and cons of selling a property off-market

Borrowers should consider fixed rate loans

Borrowers should consider fixed rate loans With inflation still remaining high and the Reserve Bank of Australia (RBA) continuing to increase the official cash rate, borrowers should consider returning to fixed rate loan products.  Home Loan Experts CEO Alan Hemmings said persistent inflation and a strong property market – driven by low stock levels and… Continue reading Borrowers should consider fixed rate loans

What’s the difference between a secured or unsecured personal loan

What’s the difference between a secured or unsecured personal loan When looking at your personal loan options, you’ll find two main categories: secured and unsecured. Your choice can greatly impact your interest rate and the loan application process.  Unsecured personal loans Unsecured loans are based on your creditworthiness without needing collateral. They’re versatile and can… Continue reading What’s the difference between a secured or unsecured personal loan