Loan Purpose

Strategies to generate equity faster

Strategies to generate equity faster Even when property markets are uncertain and price growth is hard to come by, there are still ways you can get ahead with property investment. Creating equity isn’t always about spending time in the market. You can also manufacture equity if you buy well and implement some proven strategies. While… Continue reading Strategies to generate equity faster

How single-income households can manage the rising cost of living

How single-income households can manage the rising cost of living Living on a single income can be challenging, especially as the cost of living continues to rise. Inflation in Australia is still elevated at 3.6 per cent, and with things like rent rising rapidly, managing on a single income is tougher than ever. Here are… Continue reading How single-income households can manage the rising cost of living

Changing demand trends weigh on office sector

Changing demand trends weigh on office sector Demand for office assets continues to be lower than pre-COVID times, according to an expert.  Ray White Commercial Head of Research Vanessa Rader said prior to COVID, office assets were considered a premium commercial investment choice, with high demand from offshore buyers in major CBDs testament to the… Continue reading Changing demand trends weigh on office sector

Negotiating a property purchase

Negotiating a property purchase Negotiating a property purchase can be an intimidating experience. Many people will only buy a home once every seven years, whilst others only buy one home in their entire lives.  When it comes to negotiating, there are some things you can do to make the process more transparent and easier. For… Continue reading Negotiating a property purchase

Pros and cons of selling a property off-market

Pros and cons of selling a property off-market When it comes to selling a property, there are a range of options available to homeowners. While most vendors choose to sell by private treaty or auction, it’s also possible to sell a property off-market.  Off-market normally just means that the property is sold without it ever… Continue reading Pros and cons of selling a property off-market

Borrowers should consider fixed rate loans

Borrowers should consider fixed rate loans With inflation still remaining high and the Reserve Bank of Australia (RBA) continuing to increase the official cash rate, borrowers should consider returning to fixed rate loan products.  Home Loan Experts CEO Alan Hemmings said persistent inflation and a strong property market – driven by low stock levels and… Continue reading Borrowers should consider fixed rate loans

What’s the difference between a secured or unsecured personal loan

What’s the difference between a secured or unsecured personal loan When looking at your personal loan options, you’ll find two main categories: secured and unsecured. Your choice can greatly impact your interest rate and the loan application process.  Unsecured personal loans Unsecured loans are based on your creditworthiness without needing collateral. They’re versatile and can… Continue reading What’s the difference between a secured or unsecured personal loan

70% of home buyers turned to a mortgage broker last quarter

70% of home buyers turned to a mortgage broker last quarter The move towards mortgage brokers and away from direct lenders by borrowers is continuing to increase, with new data showing that mortgage brokers accounted for nearly 70% of the market share last quarter.  The data from the Mortgage & Finance Association of Australia (MFAA)… Continue reading 70% of home buyers turned to a mortgage broker last quarter

Property market confidence returns with inspection numbers up 78%

Property market confidence returns with inspection numbers up 78% Despite rising interest rates, homebuyers are returning to the property market, with inspection attendance numbers jumping 78% over the past fortnight according to recent data.  Upside Realty found a significant increase in open home attendance across Victoria, New South Wales and Queensland. This rise in numbers… Continue reading Property market confidence returns with inspection numbers up 78%

5 EOFY tax tips for property investors

5 EOFY tax tips for property investors The end of the financial year is always a busy time for property investors, however, with the right preparation and understanding, you can make the most of your available deductions. Here are five tax considerations for property investors as we head towards June 30. Maintain detailed records A… Continue reading 5 EOFY tax tips for property investors